Poll Title: Credit Note/Debit Balance Recovery Process

Background: Credit note/debit balance recovery agencies are a widespread service within the P2P industry. There are always questions whether they provide good value for money & expertise, or if it is better performed in-house.

Poll Question: Do you employee globally a 3rd-party for credit note/debit balance recovery or perform this work in-house?


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  3rd-Party 56%
  In-house 38%
  Other (specify details in the comments) 6%

Poll Question: Which response best describes the main driver of the above decision regarding credit note/debit balance recovery?


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  Cost reduction 18%
  Expertise from provider 35%
  Global footprint from provider 6%
  Previous inability to perform this work in-house 6%
  Overall decision was best to retain in-house after evaluation 24%
  Other (specify details in the comments) 12%