{"id":3328,"date":"2017-12-29T18:05:09","date_gmt":"2017-12-29T18:05:09","guid":{"rendered":"https:\/\/www.peeriosity.com\/shared-services\/articles\/?p=3328"},"modified":"2022-09-06T19:12:45","modified_gmt":"2022-09-06T19:12:45","slug":"the-role-of-pay-cards-as-an-employee-payment-alternative","status":"publish","type":"post","link":"https:\/\/www.peeriosity.com\/shared-services\/articles\/2017\/12\/the-role-of-pay-cards-as-an-employee-payment-alternative\/","title":{"rendered":"The Role of Pay Cards as an Employee Payment Alternative"},"content":{"rendered":"<p><span style=\"font-size: medium;\"><strong>Introduction<\/strong><\/span><\/p>\n<p><span style=\"font-size: medium;\">While Direct Deposit continues to be the most prevalent employee payment mechanism, Pay Cards can be used as an effective alternative to paper checks for temporary (seasonal) company employees and for individuals considered non-bankable. By electing to use the Pay Card, <a href=\"https:\/\/www.investopedia.com\/terms\/c\/corporate-ladder.asp\" target=\"_blank\" rel=\"noopener\">employees<\/a> receive their net pay in a secure account that is set up and maintained by a bank. This account is linked to the Pay Card and can be used as a debit card.\u00a0<\/span><\/p>\n<p><span style=\"font-size: medium;\">Some of the benefits and implementation challenges associated with Pay Cards include the following:<\/span><\/p>\n<p><span style=\"font-size: medium;\"><strong>Benefits of Pay Cards <\/strong><\/span><\/p>\n<ul>\n<li><span style=\"font-size: medium;\"><a href=\"https:\/\/www.peeriosity.com\/shared-services\/articles\/2013\/07\/using-electronic-pay-statements-pay-stubs-for-big-savings-in-payroll\/\">Cost savings<\/a> &#8211; printing, postage, administration<\/span><\/li>\n<li><span style=\"font-size: medium;\">Employee convenience \u2013 can receive cash from ATMs (avoids check-cashing stores)<\/span><\/li>\n<li><span style=\"font-size: medium;\">Card branding can provide additional benefits<\/span><\/li>\n<li><span style=\"font-size: medium;\">More secure than a paper check<\/span><\/li>\n<li><span style=\"font-size: medium;\">Eliminates distribution delays related to natural disasters<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: medium;\"><strong>Implementation Challenges<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"font-size: medium;\"><a href=\"https:\/\/www.peeriosity.com\/shared-services\/articles\/2016\/07\/are-you-short-changing-change-management-cm\/\">Communication of change<\/a> to impacted employees (activations, pins, features, etc.)<\/span><\/li>\n<li><span style=\"font-size: medium;\">Kiosk availability for statement review\/printing<\/span><\/li>\n<li><span style=\"font-size: medium;\">Coordination of Legal, Labor Groups, HR, Finance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: medium;\"><strong>iPolling<sup>TM<\/sup> Results Review<\/strong><\/span><\/p>\n<p><span style=\"font-size: medium;\">Recently, Peeriosity members of the <a href=\"https:\/\/www.peeriosity.com\/shared-services\/articles\/category\/hr_shared_services\/\">HR Shared Services research area<\/a> participated in a poll created using the iPolling<sup>TM<\/sup> technology on the subject of Pay Cards.\u00a0 The first poll question looked at the role that Pay Cards play in the company\u2019s overall approach to employee payments.\u00a0 It was interesting to see that there was an even split between the companies that utilize Pay Cards and those that don\u2019t.\u00a0 Of the 50% that do, 31% indicated that they consider Pay Cards as one of their primary options to pay employees.\u00a0 Another 13% responded that Pay Cards are a payment option for all employees, but not one that they actively promote.\u00a0 Finally, 6% said that Pay Cards are an alternative payment option that is primarily for non-bankable or seasonal employees.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone\" 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JbBQ9sdNm1x68xlnVv3vmv6nAMevcO48Tf2v9KWVDUE5wQ0ljh69Gjyznw+T1pqlcPoYB39uG+HsZ1RMqVFdFixWJwyZcrkyZO5mriOJaqqpx9LVDnMYTrK7CsYS0waI+fOtzV3WTR4mACHkZjX+MqBo6dMn39QBuykAHHehNiS0mE38fdeqtkE0t6A9M30xfr6etd+mDjrwfdYIp14Mn369FwuJzqMHCXpjE2PkzLoofM4p0Mziit2hdmSMafDenoOHDe+WFRqHUZiQ+cfTV8FIMmIvZMI8D4uZ6R6YQCHGaCtucu4geCwaYtbF67Zh5+RgZCIXhKaQVQROAz4YfDUmTj\/bDltDpu2uHX6ozux3CIA9gKHRYeNkw8T7zASq158G7+GBsBG4LCI2LFxn3HrwGGauO+pl\/EbMgCsAw4LncFTZ1bVbzWuHDjMNW55pA2L3wNgF3BYuBws9ZrKswyH+YulG9\/AuCIAtgCHhUjnlpJx08BhPmLhmn1Y0QOoEBfCAAaBw8Ji27q9xjUDh\/mO+556+f0B66cdgzCAw2IFHBY8I+fOP\/\/0LuOOgcMqjDse39V97EPTVxOIHXBYrIDDAmbk3HlL1z+Ew8SY\/ujOUs9J09dU2pEm4hLzaekTaIkZxbyk7BK36zAOExdMktZB3LT4iirzFnAFDguS4aGz8c9dCYeVFbc80tZROm76yko10kxX7BvIerhNTU2aBFpiRjHXlF2q7WpWwhWTeImbllZGk3kL6IHDAmOgf\/AXi5qNqwUOCyM27T5i+vpKL9IsIY6QT6u3t1eVQEuaUcx1mV3NdjVZtbg6iJtWVUaVeQvogcOC4diRD2xfwxcO08eqF982fZWlFKlLxHxadJ118XmVNKNY4A5j\/0rrIB3VVHW5YDIfwGEBcPRQX1J\/BAaHsfHECwdMX2tpRJrpSsynNTIyokmgJS6G68Vh4nYd7ViiIyTxEjetX5lXzLwF9MBhlXLsyAcpFFg6HTZtcWuh3X+yPuAPVaYrLp8WeQqlSqAlZhTz2A+TZthSzelwZEm8xE1rXpFm3gIa4LCKGOgfTNsQYsodNm1xKzJBR0xZWUIqTGzve7sh1QG4Aof5Z3jobKomccBhNDBTMUq8u6SsBFoBbje8OgBX4DCfjJw7n55p9HAYF7c80oasYwDEATjMD+n5ITMcptEYVvEAwDhwmB\/SsJQUHOYa0x\/diZRjAJgFDiubxC\/mC4d5jzse34WlgQEwCBxWHslOpwKH+Yh7Vu5GvjEATAGHlUHPgePGzRGfgMNoPN683\/S1CUBKgcO8MnjqzNK5642bIz4Bh7HR+tp7pq9QANIIHOaVZ5ZsN66NWAUcxsYtj7RhfgcA0QOHeaKtucu4M+IWcBgX96zc\/dEwv8QRACBU4DB38BgMDvMY9b993fTVCkC6gMNcwGMwOKysQKYxAKIEDnMBj8HgsLLilkfaDhw9ZfqyBSAtwGE68BgMDvMRdzy+Cw\/GAIgGOEwJHoPBYb5j6cY3TF+\/AKQCOEzOyLnzac6rAodVHqWek6avYgCSDxwmB2tKwWEVBtagAiAC4DAJg6fO\/PjuZ41LIuYBh7lGob3b9LUMQMKBwySsW9lm3BDxDzjMNW55pA2r2gMQKnAYz8FSr3E9WBFwmJdY\/GyX6SsagCQDh10CpnLAYYFHR+m46esagMQCh10CpnLAYYHHzGWdmNwBQEjAYRfBVA44LKRY9eLbpq9uAJIJHHYRTOWAw8KL7mMfmr7AAUggcNifOXbkA+NWsCuS4bAv1S7KXOC6bz\/Ovf7319SS\/95w58qPXXY5+8qXahddedVf1\/xgq8cNYUl7AMIADvsz6ISl0GE33LlywvXTpy1unbpoy1XjJlAnfe7GGcRq1FjjJl7799fUUm\/dcOfKT3zyU1+779myNoeuGACBA4c5DjphaXUYjX+et\/GyUVeM\/dxX\/ld+O\/HZP9720GWjrpA67F++\/\/+uGjfh6mkPlLsVdMUACBw4zHHQCUuxw8ZNvJZ0uYjAOKuJY4lXT3uA+Mzf5tAVAyBY4DB0wlLtMBKk7\/XxK\/+CDg9yDqNBumLXzf4ZVVpZG0JXDIBggcPQCYPDWqddeAZGp3VIHUYfg42beO3V0x4od1oHCXTFAAiQtDsMnbA0O+xzN86gHalxE6\/V98PIK+T91GHcCKSXQFcMhE2xWBw1atSYMWO6uytddTqfzzc2NrL\/iBtpdxg6YWl22DTmeRgVGBlXzDCQzhn7GIzOyPcxs2MaumIC7dkaMbj39PX1jR49uq6uzkgN9QwNDd10002VCIMrIZvNVrKn2Ww2KN\/AYbFm8NQZ4yawN5LhMCOBrhiHF4fl8\/lZs2ZNmDBheDh2qQACd1iFZLPZzs7OQIqCw2LNtnV7jZvA3oDDKomTg2dNX\/4xwtVhpIkvlUrV1dVi69zX1zdp0qR58+aRzjFpakm\/jbxCRtXY3kk+n6+rq+vr68vlclOnTs1kMlVVVYcPHyYfYRvrfD5PCiEdI25bnZ2dQ0ND1dXV5L81NTUjIyNs3QqFAu3Qk5qLtRVLoMIQPy6tA7vFbDbLFiWWQA5mLpdj91Q8XHT34bCYgtUR4TCDsaHzj6bvgBjh6rBisVhbW0taZHGQjbS\/VF3jx4\/nOjSFQqGmpqapqYk067TTw34wm82StrtYLNLeHt2uc6Fzww5pFgqFqqqq4eFhVS+qWCyOHTuWvE7\/La0tVwIRhvTjzqXDqrQO7HZpP0xaAlGmZqySHC6y13BYfNndst+4BqwOOKySuGflbtN3QIxwdRhtQKWKIv0S2o7TFpx2oUinpLe3l3yWmon9IOmZOZcO67ElkF4L+xH6b5XDOOOSjqC0tlKHST\/O7S9XGncEpCWoassdLjgs7jy5eLNxDVgdcFiFceDoKdM3QVzQO4wd5mJHC9k3iFaQdqdIQ8wa0dVhXH+lQoeRnpxvh7Gjkf4cJm6LoOp9wmEx5cSxU8YdYHvAYRXGEy8cMH0fxAW9w9ihLfG\/zqVjiXTEjH1bNpsl\/y4Wi1OmTJk8eTIdlNM7jG3Z6ba8O8x1LJEd3ytrLNGjw1RjiWJtpYfLgcNiy46N+4w7wPaAwyqM6Y\/uRG5ML3AzxcXhRNUcBzq7Yfr06blcjjwJq66upg20q8McZoSNPC1T+YO8zcecDlpbtgQvczq8OExagsq44uFy4LDYsnTueuMOsD3gsMqjo3Tc9K2QBKTtuIoA5537o6zaAlfS6LCDpV7jAkhAwGGVx+Jnu0zfDUnAuxXEscHogcOCJY0Oe\/7pXcYFkICAwwIJ\/FAMgEpIncNGzp3Hz8LgsPgEfigGQCWkzmGv7XrHeOufjIDDAgn8UAyASkidw55Zst1465+MgMOCivcH8GgEAJ+ky2HDQ2eNN\/2JCTgsqNi0+4jpOwMAW0mXw97cd8R405+YgMOCCixjHxmmfuSEuYjhkS6HYaF6OCyGgR87R0b8HRa3NC7xJ10OwxqJcFg8o9Rz0vTNkQrgsOSRIofhYRgcFtsotKelxfEHl8TLcRx96i9pRjGHcZi4ApOYXUy6XemLbAIwMROKqj7iklH9\/f2qVGSqFaq4HdEkMyt31Stur7kDSFZ9pKsy0iWVVR8MjxQ5DA\/D4LDYxn1PvWz6\/ogvYhIv59J1fsXUX6qMYpq1dOmit7QfI92u9EVpVjMW6Tq\/ZS0fLM0Z5n1JX83qw2KZ4g5S6FEqFouTJ0+mSynW1dXpPxgeKXIYlueAw+IcHw2PuF\/EqURM4uW4LderySimystFVSf2KtjtqiozevRoaQ+MIK1PuQ4T3+w9PZhrJjP6b+kOitXI5\/MbN24kSwOT3dF\/MDxS5LDl858z3u4nKeCwYAPr\/6oQk3g5QTuM\/Su7Urt0ME3V5dKYLDKHqdKDuWYyY+Wk71OSz86ZM2d4eHjOnDmHDx\/2+MGQSIvDBvoHjTf6CQs4LNh4vHm\/6bskpkgX6nV1mDh257jl5eKyi0m3q181mDyOEofRVGOJ9JFSPp8n8ivLYZWPJUrL1C+LXCgUaHKWfD6\/ZMmSBx980PXIhEdaHIYlpuCwmMcdj+8yfZfEFy6Jl+OtHyadraDJy8VlF5NuV\/oiO4xWV1cnmkw1x4RWo76+Xp+KTJUzTLoj0hJUczpUudC4vWZrwvp41KhR4mQQ6QdDIi0Ow8MwOCz+gUdiQeH7N8WBTEbAL5qjJC0O+8WiZuONfsICDgs8Dhw9ZfpGSQj+LBLUaFg+nzebZjNVpMVhyLcCh8U\/tu591\/SNAoBlpMJhmNABh1kRq1582\/S9AoBlpMJhB0u9xlv85AUcFngsfrbL9L0CgGWkwmG7W\/Ybb\/GTF3BY4DFzGR6iAFAeqXAYlquHw2wJTE0EoCxS4bBfL99hvMVPXsBhYQQWsAegLFLhMEysh8NsCeR0NoKpnCygcpLvsJFz540394kMOCyMeOKFA6bvGCvhFljKZrNlrd0XN4elLQdYJSTfYSeOnTLe3Ccy4LAwYuGafabvGCupsNGHw+wl+Q5D2jA4zKK4Z+Vu03dM7CAL9HEL8dHV\/8aMGVMqlbjEj9RJHjNbkvdL30zrIC54SEyTy+XoK9I1CTW5OgmueSyN5Ja0heQ7rHNLyXhzn8iAw8IIrPyrh+Rg7O3tpWktCVzHhV3b10tmS5qThXszLV+aVJPIhnpFk2dSlatT9Sm2AqZyS9pC8h3W1txlvLlPZMBhIYXpOyaOsAvD19TUNDU1cYuyqxzmPbOlNA0mLV+aAIzbqGueSXF9fdWn2DeYyi1pC8l32I6N+4w394kMOCykODvyJ9M3Tbzgei21tbXeHeZcsIJrZktWZuLjMX8O4\/JMenQYV7Kp3JK2kHyHIesKHGZXvD+AnB2XQIf4HMfJZrM1NTW7du2i428EjcO8ZLak7+feTJEmseQ26ppnUuowL2OJRnJL2gIchoDD4hXdxz40fdPEjmw2S0bS2AzC0kSU3JwOx1tmS\/p+8c0EaVJN8bGZPs+k1GHST4m7E31uSVtIvsOeWbLdeHOfyIDDQgos1WEW6bwJpLWMLXAYAg6LV3SUjpu+adKLauAODostyXfYk4s3G2\/uExlwWEiBTJgAeCf5Dls+\/znjzX0iAw4LKQrteOABgFeS77Clc9dLm+Dv\/e+Voy7\/BH2U+rmqq384++mHbm+6Y9pDl33scvLitBtuZ1\/5yuf\/mXy29qvfueqT\/33RrEbjIoHDkhdwGADeSb7DVE0wcdjsqYvEF4m6bqz+xpWfGD3nP5ZN\/MwXv\/L5f6beumPaQ5+88qo5\/7HMuEXgsEQGHAaAd+CwSxxW+9XvEG89dKH7Ne2G21mHzfvmL8f91d8SyaU84DA4DADjpN1hdCyR63uxDqNjidRnxv0Rh3jhmad\/vmy98RY\/eQGHAeCd9DqMjYmf+SJRl9Rh9G2kKzZr6kKqNOMiMRhbtixtz9bsun321p+suO\/RLcab\/sQEHAaAd5LvsJ\/eu861Ob6x+huZTGb21EUah9HHYBM\/88VpN9yOaR1rtz3Q8Z1vtmdrSPx+\/oLVy541LoAEROtr75m+aQCwhuQ7zHVu\/cKZq8b91d\/S+RrUW6zP2Lke1GF0KmM6Y+22B1qbH6IO+7PJZn4T3TI4DIDISK\/Dar\/6HfowjO1Rsa\/TGR\/sYzD6hpSPJa7d9sDatrs4h6FbBocBECXJdxjWmgrPYQ0tuZ1PfF+lMXTL4DAAwgYOQ1TksBfaF2ocRmPX\/fc3LW267cctxg0R\/9jzZp\/pmwYAa0i+wzb8qsN4c5\/IIA5raMmxMzv00Tn9ttaHl8xfstm4J+IcWLc+PMTklsB2ku8w5A8L22Ftz+U9OgzdMjhMCrmQuODeQ7JQVpjRmDhMzPsVCGKx2WzWxhTMlR8froRQj0PyHbZ57R7jzX0igzqssPOech2Gbpkmjp4YMn3TRI0Xh+Xz+VmzZlWY0Thih1lK4A4LleQ7rK25y3hzn8igDmtoyXWueMCfxmi3rLD06ZmPbDfujzjE2ZE\/mb5posbVYaRNLJVK1dXVNEGlNLcyhfTbxHzNK1asqK6uJq\/TfM00UTKbZzmXy2UymX5ndJkAABYkSURBVMbGRumGuPJJ3cRiGxsbs9ksHcCkqZy5LXI1ZzdHPivujlhsX19fLpebOnVqJpOpqqo6fPgw+Qg7fMptV9w1ksma2xGKKlE1W1uxBDqE6\/pxMfuoK3AYIgCHeZzZoY+OW29ue+gn9cueN24RgzFzWdn3cAJwdVixWKytrR0ZGSkUCrTRZ0cXC4VCVVWVqotWKBTYxpTrJdDCnQtJnEkr7H1DpPzTp09znQ+yObp1ul1xi2xpZHNUXePHj+c6NKTApqYmrlj2g9lslqiOzeopble6a6peVLFYHDt2LHmd\/ltaW64Echw0H\/dyElUk32GlYo\/x5j6RwTpsdesM7zM7XOOlu+9KbbdsXuMrpu8YA7g6jH6RZ9t0NreyNM8y7XNwHQKxhc0wiG9QbYgrX+UwWmeqEHGLbLW5faGS4zbX29vLFcvVje1T0m4ot13prqkcxn6BIBXjSnCYLwGiw1w\/7i9ZdvIddvRQn\/HmPpHBOszfzA50y8RYuvEN03eMAfQOY4fRuOE1TfMn7X+oHMYN6HlxmFi+ymHOhfaa\/lfcIovUCprdYQXv6jBuuxU6jPTkfDuM+zgcJmd46Kzx5j6RwTnM98wOdMvYaGp9x\/QdYwC9w+hYHPdfffPHfiqbzerHErmpIl4cJpavcVixWJwyZcrkyZPpSJpmcgo7OkfH3KS7wxXr6jBxu2U5zHUskb5Y1lgiHOaOl2V\/ERU6rKEl17n0\/pA0RmLnDx9OfLaXrXvfNX27GEDvMHbygsMMJ7o2f9lslvTbpk+fnsvl2MkFZFRNnNNBniF5HEuUli\/O6XAchzxgY03MbZGttmqag7g5rlhXh4nb1Q+T+pjTQWvLluA6pwMOc2FV\/VbjLX7yQnTYlt\/9IFSHkdh1++zn\/++Td\/90m3HfhBGvHuw3fbsAw5TVlItTQiLGn3gCJBUOw8+co3FYsDM70tktS+GPwwCHdyvoxySjAQ6Lgs4tJeMtfvJCdFhDS67tv34YmcMS2S1L4Y\/DAKiEVDgM0+sjc9hvO+ZE7DC2W\/bksnXGJVRJpPPHYQBUQiocduzIB8Zb\/OSF1GERzOzQh9XZXhau2Wf6XgHAMlLhsJFz5423+MkLlcO27Qj4h2I+ZWZhEs5Cu\/VL7QEQMalwmOM4S+euN97oJyxUDlvdOqNj1m3GHWZjtwyZwwAol7Q47NfLdxhv9BMWKocZmdmRjG7ZR8Mj7pcyiAqPycaKxeKoUaPEn3lFQ4XTAr18XPWemCRjS4vDsPJvlA7b0FFnXFqqbllss73c99TLpu8SuwkqSRUtx2Mbzf0EO2LgsLQ4DNM6onRYQ0uus\/5e48bSRAyTcD7evN\/0XQIuwbvDDP7KGA5Li8McrDgVrcNiMrNDH7FKwtn62numb5GYIs2nxaX4cphF4jU5tKRJxbii2PWo2BV7SWW4ZXPp+k9kUSVxLSWxnuIeUQX6SK\/lMdmYqijqJ\/IRmo1FXI+K2wR7fDS50KQ7JT0mvkmRw9atbDPe7icp9A6L1cwOK7pl7w+YXG0hzqgyVLEpvhzGYfocWhQ2rRdblOgwMQEYWw7th0nXtBXrSfeIS5rlL72WdMld6W5KiyJ+IqYXBUk+29vbK90EXclXkwvN+zHxTYoctrtlv\/F2P0mhd1hDS679N1Esnxh4tyy\/ZFP0Apv+6E7T90d88ZLdw2Ec5j2HltRMosPEBGBs9WjDLc2PJdWeaiF8j+m16C6o0ndJd1NaFO11se4RE5WpNkG6rRkGrl\/l\/Zj4JkUOwyOxiB0W25kdrhF9tpf6375u+v6ILwE6TJqFy9VhDtNei2NfGodJ6+l4dpiX9Frek42pHDZp0qTVq1fTHp74WVeHaXpU3o+Jb1LkMAePxKJ1WENLrjMfVlKxCCLKJJybdh8xfXPEFy8ZqhxvDpNm4fLiMC5TF4vrWKJHh\/lLr+U92ZjGYaRvRx\/pcZ91HUvUrDvs\/Zj4Jl0OwwL2ETvsxe0WzOyIQ7fswNFTpm+O+CKdjOB7LFGahcvVYWICMAr7EEg1f8GLw6Qf99gPEydciLupd5jDTF3hPkv6YV7mdEh\/JOfxmPgmXQ57bdc7xpv+xIQXh61unbEzd7NxCQUS4XXL7nh8l+k7I9YYz+5BMJ6pC0hJl8MG+geNN\/2JCS8Os3Fmh2u8dPdd65esCjDbS1PrO6bvjFgTB4fFIVMXkJIuhzmOs3z+c8Zb\/2SER4fZO7PDNYJKwomBRAB8kzqHYdGpiB1m+8wO16gwCScGEgGohNQ5DMOJ0TusZetDxk0TQfjrlmEgEYBKSJ3DHMdZVb\/VuAASEN4dtuZ3sxMzs8M1yu2WHT0xZPqGAMBi0uiwve1vGRdAAsK7wxpacjvXLDRul4jDS7aXe1buNn03AGA3aXTY8NDZH9\/9rHEH2B5lOey5ju8Zl4oZk2mTcCJxMwAVkkaHOY6z4Vcdxh1ge5TlsMTP7HCXmaxbhoFEiwgv1UhMkphYSkod9ua+I8YdYHuU67CUzOxwMRnTLcNAol3AYfEkpQ4bOXd+6dz1xjVgdZTrsFTN7HCX2fwFL+\/cZ\/o+AGUAh8WTlDrMcZxt6\/Ya14DVUa7DGlpyO1ctMC6PmETHrTefHThp+iawA7JWIVlwjyyvLiZdFDM3ip\/ymGFSmkDSkZlGWg19Bk79woNiDaXpN6U5J8UXxSMQwskxT3oddvRQn3ENWB0+HPb8zvnG5RGTeKexwfQdYA1c\/g590kXnQubGpqYm7lM+Mkyyi7hzDpNWQ5+BU5rM02EWgBdrKKbflG5X+iJ33JJKeh3mOM6TizcbN4G94cNhDS25jvl3GfdHHGL4\/fdNX\/7WQJp+KhhV0kUxcyP7Ke8ZJsWipA6TVkO\/ar4mX2VjY6Oqhlz6Tel2VZVhj0BSSbXDMLMjeodhZkd7tuaNnzxi+tq3D9oiz5s3T+xeSLM+sp9avXq1xwyTqqJEh4nVCNZhXKpJqitxu5pElIk3Waod5qArFrnD1rbdhZkdg92HTF\/4VkIe8CxZskRcQl6a9ZH7lMcMk6qixLFEsRquDtMnkxRr6AjpN6Xb1S+rT45AUhPHpN1h6IpF7DDM7OhatMD0VW8Z7EAZN6mBnXPBZW5cuHAh9ynvGSbFBJKOdk4HrYaXfhg3hcTRzulwZOk3pbsvviget0SSdoc56IpF7rCUz+w4sQc\/C0spvhOhIf2mBjgMXbGoHdbQkuu4b7ZxlxiJV+6fY\/p6B8bw5zCk39QDh+H3zgYctmNz3rhOjETvti2mr3cAEgUc5jiOs7tlv3ElWBeVOCydMztemjXjT+fOmr7YAUgUcJjjoCsWucMaWnI7n\/i+calEHEc3NZu+0gFIGnDYn0FXLGKHbWpP1+zEl797NzphAAQOHPZnRs6dXz7\/OeNisCgqdFjaZnZgOiIAYQCHXQQTFCN2WHpmdmBhDgBCAg67hHUr24y7wZao3GFr21KxdmLHrTdjdUQAQgIOu4SB\/sEf3\/2scT1YEZU7LCUzO7rXrjF9XQOQWOAwnrbmLuN6sCICcdgL7QuNOybUwHx6AEIFDuPB5I4oHdbQkuv4zjeNmya8wFQOAEIFDpOAyR1ROqy1ObHZWLC8LwBhA4fJweSOyByW4JkdyLECQNjAYXIwuSMyhyV1Zsc7jQ2mr2IAkg8cpgSTOyJzWPJmdmBVjtjiOwGKLYh5zuJWYLDAYTqeWbLduCpiGwE6bHXrjAhmdvzwS9WZTObWf\/g77hXCz6+\/tj1b88Tk6z\/+sY+xb\/vhl6r\/5sort9f8m\/cNddx689C7R01fvDYhvcDoX2kyScdx2FTI5L\/jx4+neSC9ELjDaIrLoAqssAL+lCPuRTabpRlHSYH0lbKKra6+eJeF4UI4TMfgqTNYCzgChzW05NqeC3fNjpkTP0vuIiqnJyZf\/5+fndCerdlW86+f\/curiKiuGzf21n\/4O+qtJyZf\/6krPlH4+j+Vta1jrTtMX7mWoXdYsVisra0lWYyLxeKoUaNoS1ooFNgEx16Aw7wUwlJJP4w4jGbNHj16dODJPOEwF3oOHDdui3hGsA4r7LwnPIERS\/3oH790xWWXsf0wEs\/\/y5QrLrvsmrF\/0zptKuuwTf865bN\/edW8q79Q1rYOrFhu+pq1D73D2M5WPp+vr6+nEmKb13w+T76mSPsKhUKB\/HX69On04\/TFTCbDta1EdfPmzeP+yn2E7WdwNqXvHDNmTHd3N+tO+m9ijlwul8lkVqxYQf9NdkrcI7FWYgXIMclms+yRYY+JWJP+\/n5xL+ix5f7BHgFVPSmswxzHIbUiMmMPjqa2rsBh7uDBWAQOa2jJda54INSuGHEV67Drxo0lNxIRWDszljjv6i8Qn5W1iT13fnvko49MX7D2oXeYc6Htcxxn9uzZpVKJNIts14Htq2WzWVFIrAWrqqqGh4eLxeLYsWPpx+m\/6UdGjx5NGtNCoaD5iLQHIw5yqhxWXV1NtsL+W7VH0lpJ+2G0hypWT2NT9m0qh3E7qD\/yrMPEg+xc6Ek3NTWpausKHObOyLnzq+q3GndG3CJwh4U9s0N0GNtL+4uPf5wdMyRdscevv4YqzbX8jltvPv3WAdNXq5W4OqxQKNTV1dEGlzSmxWJxwoQJtEOWYeDGvtghR1oIKZO+h+0KOIqGXvoRabMrDnK6mkNUkbhHXvRDDo7UMR5rwpYj\/Qd7uPRHnnseRg3Hfqqmpqa3t1dVW1fgME8M9A\/+9N51xrURqwjcYWHP7FA5rP3C0zIyrYP0xshjsOvGjZ139Rc8TutAikvfuDqMNLWrV68mCiEtXVNTEzWKfgDKo8PYPoRHh3HdQekWNQXqHSbukXeH0X+IT7Mqdxh7HPRHnhtLJLBfPqi0VLV1BQ7zChbvCNthDSHP7OAcNnPiZ2nv6rpxY2k\/jLyN\/Ik6jA42qgLZVSrB1WGkKbzmmmtod2T8+PETJ06kjSPbLIqwo1jexxLFht77WKJqcJJUmNZB4zDpHpXlsGKxOGXKlMmTJ4vjnPqacOVw\/+Aqpj\/yUoexgs9ms+Tfqtq6AoeVwbZ1e42bIz4RhsN+2zEnDHuR0UJ2xIN0uejzMHYgkX0MRiff68cSX5o14+zASdOXZ8LJ5\/Pk+T\/5bzabJY0v+wZ2moD4cfLXFStWfOMb3\/A4p4OzheojpHCu4yXWh36WTkvROExagqpWbAWocog\/pPM2xZqIe6FyGDsMSCffq4681GHk9JGPTJ8+PZfLkSdhqtrqgcPKAA\/GwnZYQ0uuc+n94XXFwoiOW2\/GmlIgnoiTLOKMv9rCYeUxPHT2ycWbjfsjDhGSw7b87gfGtVSWwD7Y96rpqxIACfpRvrjhu7ZwWNkM9A8iOUt4DotmzY6gAj9nBsAscJgfThw7hWmKITmsoSXX9l8\/NC4nL3F443rTVyIAaQcO88mxIx+kfGH78BwW0syOYAPL0gMQB+Aw\/xws9aZZY+E5rCH2Mzv2L1ti+uoDADgOHFYhr+16x7hLEumwbTvCXQK4knj9R3nkVQEgJsBhlbK7Zb9xnSTPYatbZ3TMus24rsR45f45WBHROhKfMyzNwGEBkM5FgUN1WEMsZ3bsufPb+C2zKeivYn38DBYOSzBwWDCkUGNhO2xDR51xaXE9MAjMFGz2xUKhUO6SenBYgoHDAiNtz8bCdlhDS66z\/l7j6iLRtWgBhhBNoVo5kMtBxebiokvT0gWN2Fwn5EVuqSpgKXBYkLy570h6ZipG4LCYzOzYv2wJJnEYxDVZM3nD6dOn2fxb0pxh3MLzIAHAYQHTc+B4Sn7+HIHD4jCz4+0nf2n6mko7KodxOahOnz7NrpkrzbdCem\/ogSUJOCx4jh35YOnc9cYdkwCHNbTk2n9jcvlErMQRB6RjiWIOKi8OI3+CyZIEHBYKaVhTMRqHGZzZgbUQYwJ5iEXHAIvF4oMPPijmoOIcJs0ZxpVp0ZruQAUcFhaJX+E+Goc1tOQ68\/dEbC+sRh83pHMxuBxUnMMcWc4wMfcVsB04LESGh85u+FWHcdnY7rAXt0c6s+OlWTOQDwwAW4DDQmdv+1uJnKwYmcNWt87Ymbs5GoG9\/qM85tADYBFwWBQcO\/LBLxY1G7eOpQ5riGRmR8etNx\/d1Gz6SgEAlAccFhHDQ2eff3qXcfFY6rCwZ3a8\/N27T791wPQ1AgAoGzgsUl7b9U5ixhWjdFhDmDM79i9bgvFDACwFDouaE8dOJWNcMWKHtWx9KIzxQ0ygB8Bq4DADjJw7n4BxxYgdtuZ3s4Od2fHyd+8eeveo6WsBAFARcJgxDpZ6re6QeXHY1dd+mvwW51N\/\/d9++cKtC37+9csv\/1gmk\/la7UTyhjsXXEP+5EVjO9csDEpg3WvXYAlEABIAHGaSkXPnO7eULH1C5uqwq6\/9NOenq6\/99NdqJ1JvLfj516\/61BU\/WVvjsSv2XMf3KrdX16IF6H4BkBjgMPMMnjrz6+U7jDspWIeRLte35n6Zsxp12M82\/nvVhDHcG1yjkpkdL82acWLPbtNnGwAQJHBYXDhY6rVriUW9w+5ccE2G4Qv\/8388te02Opb4rblfJj4r96mYv5kdHbfe3FP4DQYPAUgecFiMGDl3vq25y5ahRS8O+\/7PbpL2yUhX7HuP\/RNVmkeH+ZjZ8cZPHhl+\/33T5xYAEApwWOwY6B9ct7LNuKICdNhjG\/79E1dcTkVFH4Ndfe2nvzX3y2VN62hoye1ctcD7zMOB0uumzycAIETgsJhy7MgHMZ9\/r3cY8RYZLVT5jDqMjDR6dNjzO+e72mvPnd\/GwlEApAE4LNYM9A\/G1mSu8xLZR2K0E8Y+BqNvKHdmR8f8u1T2euX+OfjZMgDpAQ6zgIH+wc1r98TtOVnEv3FmQzqz4\/Uf5TFyCEDagMOsYfDUmW3r9sbHZAYdtrbtLnZmx4EVy5HxC4B0AodZxuCpM23NXXGYhW\/QYQ0tuZ2rFvz+P297p7Hh7MBJ0+cEAGAMOMxWjh7q27x2z0\/vXZdChz23Z\/7B7jYsNg8AgMOsp1TsMTIXP3qHrX9pbldP84dn+kwfcgBAXIDDEsLgqTN72996cvHm5Dls3e\/vffXQhoGPek0fYwBA7IDDksaJY6c6t5R+vXxH2LM\/wnbYut\/fu\/utpv4P\/2j6iAIA4gsclmR6Dhxva+5aVb\/VFoetf2nuzj88+VZvO3pdAAAvwGGpYOTc+YOl3m3r9gY42BiUw57bM3\/3W0097+89c3bA9HECAFgGHJY6hofO9hw4vrtl\/46N+55Zst13Hk5\/DlvT9u3Nrzy88w9Pvnpow9H+rvN\/Omf6eAAALAYOA47jOCeOnSIDj9vW7X1myfalc9dX7rDVrTM2v\/Lw70orXj204Z1jL7138g8wFgAgWOAw4M7RQ309B46TOFjqbWvuamvu2vfWC68e2tDV0\/zeyT+wgSFBAEBkwGEAAABsBQ4DAABgK3AYAAAAW4HDAAAA2AocBgAAwFbgMAAAALYChwEAALAVOAwAAICtwGEAAABsBQ4DAABgK3AYAAAAW4HDAAAA2AocBgAAwFbgMAAAALZSX1+feeyxx+oBAAAA23jsscf+P107IHU2ot1hAAAAAElFTkSuQmCCAA==\" alt=\"iPolling: best description of the role of pay cards in your company\" width=\"577\" height=\"312\" \/><\/p>\n<p><span style=\"font-size: medium;\">The second poll question then looked at the future plans of companies as it relates to the level of usage expected for Pay Cards over the next 3-5 years for the 50% of companies that currently utilize Pay Cards.\u00a0 The results were evenly divided between a \u201cmoderate increase\u201d in usage and \u201climited or no increase\u201d.\u00a0 These results indicate that Pay Cards are filling the role that they need to at these companies and will continue to do so for the foreseeable future, with just a moderate or limited increase in their usage.<\/span><\/p>\n<p><img loading=\"lazy\" class=\"alignnone\" 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\" alt=\"iPolling: plan on the level of usage being in the next 3-5 years\" width=\"577\" height=\"317\" \/><\/p>\n<p><span style=\"font-size: medium;\"><strong>Closing Summary<\/strong><\/span><\/p>\n<p><span style=\"font-size: medium;\">As the research results clearly point out, Pay Cards fill an important niche in the overall payment mechanism strategy at many large companies. What isn\u2019t clear is why 50% of member companies do not currently utilize Pay Cards, and whether or not the use of Pay Cards at these companies will increase as knowledge regarding the success of Pay Card programs, and the limited risks associated with them, become clearer.\u00a0 It will be interesting to re-examine this topic in the future.\u00a0 Our expectation is that as companies continue to seek out more alternatives to the use of paper checks, adoption rates for the Pay Card will continue to rise.\u00a0<\/span><\/p>\n<p><span style=\"font-size: medium;\">Are Pay Cards a part of your company\u2019s overall employee payment strategy?\u00a0 If not, is it time to consider this payment alternative?<\/span><\/p>\n<p><span style=\"font-size: medium;\">Who are <em>your<\/em> peers and how are you collaborating with them?<\/span><\/p>\n<div>\n<p>____________________________________________________________________________<\/p>\n<\/div>\n<p><span style=\"font-size: medium;\">\u201ciPolling<sup>TM<\/sup>\u201d is available exclusively to Peeriosity member company employees, with consultants or vendors prohibited from participating or accessing content. Members have full visibility of all respondents and their comments. Using Peeriosity\u2019s integrated email system, Peer Mail<sup>TM<\/sup>, members can easily communicate at any time with others who participated in iPolling<sup>TM<\/sup>.<\/span><\/p>\n<div>\n<p><span style=\"font-size: medium;\">Peeriosity members are invited to log into <a href=\"http:\/\/www.peeriosity.com\/shared-services\/\">www.peeriosity.com<\/a> to join the discussion and connect with Peers.\u00a0\u00a0 Membership is for practitioners only, with no consultants or vendors permitted.\u00a0 To learn more about Peeriosity, <a href=\"https:\/\/www.peeriosity.com\/shared-services\/\">click here<\/a>.<\/span><\/p>\n<\/div>\n<p><span class='st_linkedin_large' st_title='The Role of Pay Cards as an Employee Payment Alternative' st_url='https%3A%2F%2Fwww.peeriosity.com%2Fshared-services%2Farticles%2F2017%2F12%2Fthe-role-of-pay-cards-as-an-employee-payment-alternative%2F' displayText='linkedin'><\/span><span class='st_twitter_large' st_title='The Role of Pay Cards as an Employee Payment Alternative' st_url='https%3A%2F%2Fwww.peeriosity.com%2Fshared-services%2Farticles%2F2017%2F12%2Fthe-role-of-pay-cards-as-an-employee-payment-alternative%2F' displayText='twitter'><\/span><span class='st_email_large' st_title='The Role of Pay Cards as an Employee Payment Alternative' st_url='https%3A%2F%2Fwww.peeriosity.com%2Fshared-services%2Farticles%2F2017%2F12%2Fthe-role-of-pay-cards-as-an-employee-payment-alternative%2F' displayText='email'><\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Introduction While Direct Deposit continues to be the most prevalent employee payment mechanism, Pay Cards can be used as an effective alternative to paper checks for temporary (seasonal) company employees and for individuals considered non-bankable. By electing to use the Pay Card, employees receive their net pay in a secure account that is set up [&hellip;]<\/p>\n<p><span class='st_linkedin_large' st_title='The Role of Pay Cards as an Employee Payment Alternative' st_url='https%3A%2F%2Fwww.peeriosity.com%2Fshared-services%2Farticles%2F2017%2F12%2Fthe-role-of-pay-cards-as-an-employee-payment-alternative%2F' displayText='linkedin'><\/span><span class='st_twitter_large' st_title='The Role of Pay Cards as an Employee Payment Alternative' st_url='https%3A%2F%2Fwww.peeriosity.com%2Fshared-services%2Farticles%2F2017%2F12%2Fthe-role-of-pay-cards-as-an-employee-payment-alternative%2F' displayText='twitter'><\/span><span class='st_email_large' st_title='The Role of Pay Cards as an Employee Payment Alternative' st_url='https%3A%2F%2Fwww.peeriosity.com%2Fshared-services%2Farticles%2F2017%2F12%2Fthe-role-of-pay-cards-as-an-employee-payment-alternative%2F' displayText='email'><\/span><\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[7],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.2 (Yoast SEO v19.13) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Role of Pay Cards For Employee Payment | Peeriosity, LLC<\/title>\n<meta name=\"description\" content=\"As the research results clearly point out, Pay Cards fill an important niche in the overall payment mechanism strategy at many companies\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.peeriosity.com\/shared-services\/articles\/2017\/12\/the-role-of-pay-cards-as-an-employee-payment-alternative\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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